2021

  • Should You Use Chapter 13 Bankruptcy?

    Do you have a lot of debt that you are looking to get rid of, and are you currently considering bankruptcy to do it? If so, you're likely debating between Chapter 7 and Chapter 13 bankruptcy. Here is what you need to know about Chapter 13 bankruptcy to decide if you should use it. Chapter 13 May Be Your Only Option One thing to be aware of is that Chapter 7 bankruptcy may not even be an option for you.
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  • Declaring Bankruptcy Without Your Spouse? 3 Reasons To Involve Them Anyway

    Do you plan to file bankruptcy even though your spouse doesn't? Although many married couples and partners do file together, others may make two separate choices about bankruptcy. However, even if you do plan to forge ahead with bankruptcy on your own, it's important to include your spouse in the process. Why? Here are three important reasons.  1. Joint Assets May Be at Risk If you declare bankruptcy, only your assets are at risk of seizure or used to make a repayment plan.
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